CRMT News & Events

America's Car-Mart announced the completion of phase two of its previously announced SG&A cost control strategy through footprint optimization, which includes the consolidation of 13 locations into higher-performing nearby dealerships. This realignment follows five store consolidations that were completed in November 2025 as part of Phase 1, for a total of 18 locations across both phases. "Our footprint optimization strategy reflects our commitment to operational excellence and disciplined capital allocation," said Doug Campbell, president and CEO. "By concentrating resources in our highest-performing markets, we are positioning Car-Mart to deliver improved returns while maintaining the exceptional customer experience that defines our brand. The flexibility provided by our new capital structure enables us to make these strategic decisions with confidence."

America's Car-Mart files to sell 937,487 shares of common stock for holders

America's Car-Mart completed a term securitization transaction involving the issuance of $161.3M in principal amount of asset-backed notes with a weighted average coupon of 7.02%. The 2025-4 transaction marks another significant milestone for Car-Mart, as it introduces a more efficient deal structure that generates increased cash flow for the business compared to previous securitizations. Additionally, by incorporating a residual cash flow structure that delivers funds to the Company on a monthly basis, this transaction is projected to reduce Car-Mart's long-term cost of capital by minimizing the need for frequent future transactions and the associated fees.