Consumer Portfolio Services Inc (CPSS) is now in the Fair zone, suggesting that its current forward PE ratio of 7.09 is considered Fairly compared with the five-year average of 8.65. The fair price of Consumer Portfolio Services Inc (CPSS) is between 7.17 to 13.08 according to relative valuation method.

Relative Value

Fair Zone

7.17-13.08

Current Price：8.16

Fair

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Consumer Portfolio Services Inc (CPSS) has a current Price-to-Book (P/B) ratio of 0.66. Compared to its 3-year average P/B ratio of 0.73, the current P/B ratio is approximately -9.32% higher. Relative to its 5-year average P/B ratio of 0.85, the current P/B ratio is about -22.31% higher. Consumer Portfolio Services Inc (CPSS) has a Forward Free Cash Flow (FCF) yield of approximately 138.61%. Compared to its 3-year average FCF yield of 116.09%, the current FCF yield is approximately 19.40% lower. Relative to its 5-year average FCF yield of 124.82%, the current FCF yield is about 11.04% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for CPSS competitors is 1.46, providing a benchmark for relative valuation. Consumer Portfolio Services Inc Corp (CPSS.O) exhibits a P/S ratio of 0.43, which is -70.59% above the industry average. Given its robust revenue growth of 7.80%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of CPSS increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of CPSS in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is CPSS currently overvalued or undervalued?

What is Consumer Portfolio Services Inc (CPSS) fair value?

CPSS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Consumer Portfolio Services Inc (CPSS) is between 7.17 to 13.08 according to relative valuation method.

How does CPSS's valuation metrics compare to the industry average?

The average P/S ratio for CPSS's competitors is 1.46, providing a benchmark for relative valuation. Consumer Portfolio Services Inc Corp (CPSS) exhibits a P/S ratio of 0.43, which is -70.59% above the industry average. Given its robust revenue growth of 7.80%, this premium appears unsustainable.

What is the current P/B ratio for Consumer Portfolio Services Inc (CPSS) as of Mar 03 2026?

As of Mar 03 2026, Consumer Portfolio Services Inc (CPSS) has a P/B ratio of 0.66. This indicates that the market values CPSS at 0.66 times its book value.

What is the current FCF Yield for Consumer Portfolio Services Inc (CPSS) as of Mar 03 2026?

As of Mar 03 2026, Consumer Portfolio Services Inc (CPSS) has a FCF Yield of 138.61%. This means that for every dollar of Consumer Portfolio Services Inc's market capitalization, the company generates 138.61 cents in free cash flow.

What is the current Forward P/E ratio for Consumer Portfolio Services Inc (CPSS) as of Mar 03 2026?

As of Mar 03 2026, Consumer Portfolio Services Inc (CPSS) has a Forward P/E ratio of 7.09. This means the market is willing to pay $7.09 for every dollar of Consumer Portfolio Services Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Consumer Portfolio Services Inc (CPSS) as of Mar 03 2026?

As of Mar 03 2026, Consumer Portfolio Services Inc (CPSS) has a Forward P/S ratio of 0.43. This means the market is valuing CPSS at $0.43 for every dollar of expected revenue over the next 12 months.

CPSS Valuation