Chime Financial Inc (CHYM) has a current Price-to-Book (P/B) ratio of 6.85. Compared to its 3-year average P/B ratio of 5.57, the current P/B ratio is approximately 23.02% higher. Relative to its 5-year average P/B ratio of 5.57, the current P/B ratio is about 23.02% higher. Chime Financial Inc (CHYM) has a Forward Free Cash Flow (FCF) yield of approximately 0.32%. Compared to its 3-year average FCF yield of 0.11%, the current FCF yield is approximately 186.26% lower. Relative to its 5-year average FCF yield of 0.11%, the current FCF yield is about 186.26% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for CHYM competitors is 3.23, providing a benchmark for relative valuation. Chime Financial Inc Corp (CHYM.O) exhibits a P/S ratio of 3.94, which is 22.18% above the industry average. Given its robust revenue growth of 25.49%, this premium appears sustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of CHYM increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of CHYM in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is CHYM currently overvalued or undervalued?

What is Chime Financial Inc (CHYM) fair value?

CHYM's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Chime Financial Inc (CHYM) is between 17.92 to 26.14 according to relative valuation method.

How does CHYM's valuation metrics compare to the industry average?

The average P/S ratio for CHYM's competitors is 3.23, providing a benchmark for relative valuation. Chime Financial Inc Corp (CHYM) exhibits a P/S ratio of 3.94, which is 22.18% above the industry average. Given its robust revenue growth of 25.49%, this premium appears sustainable.

What is the current P/B ratio for Chime Financial Inc (CHYM) as of Mar 03 2026?

As of Mar 03 2026, Chime Financial Inc (CHYM) has a P/B ratio of 6.85. This indicates that the market values CHYM at 6.85 times its book value.

What is the current FCF Yield for Chime Financial Inc (CHYM) as of Mar 03 2026?

As of Mar 03 2026, Chime Financial Inc (CHYM) has a FCF Yield of 0.32%. This means that for every dollar of Chime Financial Inc's market capitalization, the company generates 0.32 cents in free cash flow.

What is the current Forward P/E ratio for Chime Financial Inc (CHYM) as of Mar 03 2026?

As of Mar 03 2026, Chime Financial Inc (CHYM) has a Forward P/E ratio of 85.16. This means the market is willing to pay $85.16 for every dollar of Chime Financial Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Chime Financial Inc (CHYM) as of Mar 03 2026?

As of Mar 03 2026, Chime Financial Inc (CHYM) has a Forward P/S ratio of 3.94. This means the market is valuing CHYM at $3.94 for every dollar of expected revenue over the next 12 months.

CHYM Valuation