BKU Earnings

BKU reported its earnings on 2026-01-21, showcasing a revenue of 472.40M against an estimate of 278.25M, resulting in a 69.77% surprise. The EPS was 0.94, surpassing the expected 0.85 by 10.59%. The stock experienced a 8.54% price change on the earnings day and a 2.41% change over the next five days, reflecting market reactions to the results.

Following BKU's earnings announcement on 2026-01-21, the stock price moved by 8.54% on the day of the release. Over the subsequent five days, it saw a 2.41% change. Historically, BKU's stock price tends to shift by an average of -4.78% in the 10 days leading up to earnings and 3.27% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate BKU's annual revenue to reach 277.94M, while the EPS is projected at 0.83. These estimates reflect recent revisions, with revenue estimates revised upward by 0.02% and EPS estimates revised upward by 0.08% over the past three months, indicating analyst expectation in the company's performance.

The correlation between BKU's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were revised upward by 0.02%, while EPS estimates moved revised upward by 0.08%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, BKU's stock price typically moves by -4.78% in the 10 days before its earnings and 3.27% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 0.83 and revenue of 277.94M.

The earnings call presents a mixed picture: strong non-interest income growth and optimistic guidance on fee income and CRE growth are positives. However, the $10 million fraud-related write-off, slightly elevated provision for credit losses, and cautious capital management due to buybacks temper enthusiasm. The Q&A reveals strategic focus on market expansion and cost management but lacks clarity on some financial metrics. Overall, the market cap suggests moderate volatility, leading to a neutral stock price prediction.