AX Earnings

AX reported its earnings on 2026-01-29, showcasing a revenue of 567.22M against an estimate of 343.85M, resulting in a 64.96% surprise. The EPS was 2.25, surpassing the expected 2.07 by 8.7%. The stock experienced a 4.6% price change on the earnings day and a 4.79% change over the next five days, reflecting market reactions to the results.

Following AX's earnings announcement on 2026-01-29, the stock price moved by 4.6% on the day of the release. Over the subsequent five days, it saw a 4.79% change. Historically, AX's stock price tends to shift by an average of -4.89% in the 10 days leading up to earnings and 3.38% in the 10 days following, providing insight into potential market.

For 2026/Q3, analysts estimate AX's annual revenue to reach 345.63M, while the EPS is projected at 2.04. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates revised upward by 0.06% over the past three months, indicating analyst expectation in the company's performance.

The correlation between AX's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2026 were unchanged by 0%, while EPS estimates moved revised upward by 0.06%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, AX's stock price typically moves by -4.89% in the 10 days before its earnings and 3.38% in the 10 days after. For the upcoming 2026/Q3 earnings, analysts expect an EPS of 2.04 and revenue of 345.63M.

The earnings call presents strong financial performance, with significant growth in net income, originations, and deposits. Although expenses rose, they were mainly due to one-time factors. The Verdant acquisition is positively impacting growth and earnings. While the Q&A revealed some management evasiveness, the overall sentiment remains positive due to strong financial metrics, optimistic guidance, and strategic partnerships like Qualia. The market cap suggests moderate sensitivity, leading to a positive stock price prediction (2% to 8%) over the next two weeks.