Revenue Breakdown
Composition ()
No data
Revenue Streams
Ameriserv Financial Inc (ASRV) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Community Banking, accounting for 107.7% of total sales, equivalent to $14.27M. Other significant revenue streams include Wealth management and Investment/Parent. Understanding this composition is critical for investors evaluating how ASRV navigates market cycles within the Banks industry.
Profitability & Margins
Evaluating the bottom line, Ameriserv Financial Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 11.72%, while the net margin is 10.07%. These profitability ratios, combined with a Return on Equity (ROE) of 4.95%, provide a clear picture of how effectively ASRV converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, ASRV competes directly with industry leaders such as OPHC and BTCS. With a market capitalization of $63.12M, it holds a significant position in the sector. When comparing efficiency, ASRV's gross margin of N/A stands against OPHC's N/A and BTCS's 22.03%. Such benchmarking helps identify whether Ameriserv Financial Inc is trading at a premium or discount relative to its financial performance.
