AMAL Earnings

AMAL reported its earnings on 2026-01-22, showcasing a revenue of 115.20M against an estimate of 86.60M, resulting in a 33.03% surprise. The EPS was 0.99, surpassing the expected 0.91 by 8.79%. The stock experienced a 6.69% price change on the earnings day and a 5.88% change over the next five days, reflecting market reactions to the results.

Following AMAL's earnings announcement on 2026-01-22, the stock price moved by 6.69% on the day of the release. Over the subsequent five days, it saw a 5.88% change. Historically, AMAL's stock price tends to shift by an average of -2.96% in the 10 days leading up to earnings and 2.89% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate AMAL's annual revenue to reach 85.32M, while the EPS is projected at 0.92. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between AMAL's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, AMAL's stock price typically moves by -2.96% in the 10 days before its earnings and 2.89% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 0.92 and revenue of 85.32M.

The earnings call shows strong financial performance, with record-breaking deposits, increased net income, and a rise in net interest margin. The guidance is optimistic, with raised earnings and net interest income forecasts. The dividend increase and share buybacks are positive for shareholders. While there are concerns about rising expenses and asset quality, the overall sentiment is positive due to strong financial metrics, optimistic guidance, and shareholder return initiatives. The Q&A section reinforced growth in key areas like the PACE portfolio, though some management responses lacked detail.