Alerus Financial Corp (ALRS) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.39 is considered Undervalued compared with the five-year average of 13.20. The fair price of Alerus Financial Corp (ALRS) is between 25.12 to 40.09 according to relative valuation method. Compared to the current price of 24.39 USD , Alerus Financial Corp By Undervalued By 2.91%.

Relative Value

Fair Zone

25.12-40.09

Current Price：24.39

2.91%

Undervalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Alerus Financial Corp (ALRS) has a current Price-to-Book (P/B) ratio of 1.04. Compared to its 3-year average P/B ratio of 1.05, the current P/B ratio is approximately -1.43% higher. Relative to its 5-year average P/B ratio of 1.20, the current P/B ratio is about -13.79% higher. Alerus Financial Corp (ALRS) has a Forward Free Cash Flow (FCF) yield of approximately 8.42%. Compared to its 3-year average FCF yield of 10.19%, the current FCF yield is approximately -17.36% lower. Relative to its 5-year average FCF yield of 14.17%, the current FCF yield is about -40.59% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for ALRS competitors is 2.31, providing a benchmark for relative valuation. Alerus Financial Corp Corp (ALRS.O) exhibits a P/S ratio of 1.94, which is -15.98% above the industry average. Given its robust revenue growth of -89.38%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of ALRS increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of ALRS in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is ALRS currently overvalued or undervalued?

What is Alerus Financial Corp (ALRS) fair value?

ALRS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Alerus Financial Corp (ALRS) is between 25.12 to 40.09 according to relative valuation method.

How does ALRS's valuation metrics compare to the industry average?

The average P/S ratio for ALRS's competitors is 2.31, providing a benchmark for relative valuation. Alerus Financial Corp Corp (ALRS) exhibits a P/S ratio of 1.94, which is -15.98% above the industry average. Given its robust revenue growth of -89.38%, this premium appears unsustainable.

What is the current P/B ratio for Alerus Financial Corp (ALRS) as of Mar 04 2026?

As of Mar 04 2026, Alerus Financial Corp (ALRS) has a P/B ratio of 1.04. This indicates that the market values ALRS at 1.04 times its book value.

What is the current FCF Yield for Alerus Financial Corp (ALRS) as of Mar 04 2026?

As of Mar 04 2026, Alerus Financial Corp (ALRS) has a FCF Yield of 8.42%. This means that for every dollar of Alerus Financial Corp's market capitalization, the company generates 8.42 cents in free cash flow.

What is the current Forward P/E ratio for Alerus Financial Corp (ALRS) as of Mar 04 2026?

As of Mar 04 2026, Alerus Financial Corp (ALRS) has a Forward P/E ratio of 9.39. This means the market is willing to pay $9.39 for every dollar of Alerus Financial Corp's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Alerus Financial Corp (ALRS) as of Mar 04 2026?

As of Mar 04 2026, Alerus Financial Corp (ALRS) has a Forward P/S ratio of 1.94. This means the market is valuing ALRS at $1.94 for every dollar of expected revenue over the next 12 months.

ALRS Valuation