Affirm Holdings Inc (AFRM) has a current Price-to-Book (P/B) ratio of 7.41. Compared to its 3-year average P/B ratio of 4.74, the current P/B ratio is approximately 56.11% higher. Relative to its 5-year average P/B ratio of 4.92, the current P/B ratio is about 50.50% higher. Affirm Holdings Inc (AFRM) has a Forward Free Cash Flow (FCF) yield of approximately 3.15%. Compared to its 3-year average FCF yield of 0.88%, the current FCF yield is approximately 256.83% lower. Relative to its 5-year average FCF yield of -0.92%, the current FCF yield is about -441.57% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for AFRM competitors is 3.08, providing a benchmark for relative valuation. Affirm Holdings Inc Corp (AFRM.O) exhibits a P/S ratio of 5.71, which is 85.08% above the industry average. Given its robust revenue growth of 33.62%, this premium appears sustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of AFRM increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of AFRM in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is AFRM currently overvalued or undervalued?

What is Affirm Holdings Inc (AFRM) fair value?

AFRM's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Affirm Holdings Inc (AFRM) is between 9.35 to 93.22 according to relative valuation method.

How does AFRM's valuation metrics compare to the industry average?

The average P/S ratio for AFRM's competitors is 3.08, providing a benchmark for relative valuation. Affirm Holdings Inc Corp (AFRM) exhibits a P/S ratio of 5.71, which is 85.08% above the industry average. Given its robust revenue growth of 33.62%, this premium appears sustainable.

What is the current P/B ratio for Affirm Holdings Inc (AFRM) as of Mar 02 2026?

As of Mar 02 2026, Affirm Holdings Inc (AFRM) has a P/B ratio of 7.41. This indicates that the market values AFRM at 7.41 times its book value.

What is the current FCF Yield for Affirm Holdings Inc (AFRM) as of Mar 02 2026?

As of Mar 02 2026, Affirm Holdings Inc (AFRM) has a FCF Yield of 3.15%. This means that for every dollar of Affirm Holdings Inc's market capitalization, the company generates 3.15 cents in free cash flow.

What is the current Forward P/E ratio for Affirm Holdings Inc (AFRM) as of Mar 02 2026?

As of Mar 02 2026, Affirm Holdings Inc (AFRM) has a Forward P/E ratio of 22.63. This means the market is willing to pay $22.63 for every dollar of Affirm Holdings Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Affirm Holdings Inc (AFRM) as of Mar 02 2026?

As of Mar 02 2026, Affirm Holdings Inc (AFRM) has a Forward P/S ratio of 5.71. This means the market is valuing AFRM at $5.71 for every dollar of expected revenue over the next 12 months.

AFRM Valuation