Inter & Co to Announce Q4 Earnings on February 11
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Feb 10 2026
0mins
Should l Buy INTR?
Source: seekingalpha
- Earnings Announcement Schedule: Inter & Co (INTR) is set to announce its Q4 earnings on February 11 before market open, with consensus EPS estimate at $0.16 and revenue at $442.57 million, highlighting investor interest in the company's financial performance.
- EPS Expectation Changes: Over the past three months, EPS estimates have seen no upward revisions and three downward revisions, indicating a weakening confidence among analysts regarding the company's profitability, which may affect investor sentiment about future performance.
- Revenue Expectation Dynamics: In contrast to EPS, revenue estimates have experienced four upward revisions with no downward adjustments during the same period, suggesting increased market confidence in Inter & Co's revenue growth potential, reflecting its business expansion capabilities.
- Brand Strategy Discussion: Inter & Co emphasizes the importance of sustainable growth in its branding strategy, indicating that the company is actively seeking to drive long-term development through innovation and market positioning, thereby enhancing its competitive standing in the fintech sector.
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Analyst Views on INTR
Wall Street analysts forecast INTR stock price to rise
3 Analyst Rating
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 8.710
Low
10.00
Averages
10.50
High
11.00
Current: 8.710
Low
10.00
Averages
10.50
High
11.00
About INTR
Inter & Co Inc is a Brazil-based company that developed a global payments platform combining a fully digital backbone with integration with other payments platforms. The Company's objective is to operate as a digital multi-service bank for individuals and companies, and among its main activities are real estate loans, payroll credit, credit for companies, rural loans, credit card operations, checking account, investments, insurance services, as well as a marketplace of non-financial services provided by means of its subsidiaries. The Company helps their customers to manage their money, providing a complete digital checking account where the Group can deliver a broad range of financial solutions through the Super App. Through the Super App, Inter & Co Inc's clients can shop on-line in a high variety of stores, as well as purchase, for example a plane ticket and book hotels.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Company Overview: Inter & Co (NASDAQ:INTR) is an emerging company from South America focused on fintech, aiming to enhance customer experience through innovative services and drive business growth.
- Market Comparison: The video compares Inter & Co with Nu Holdings, highlighting differences in market positioning and customer base, showcasing Inter & Co's potential in the competitive landscape.
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- Viewing Recommendation: Viewers are encouraged to watch the video for more insights and consider subscribing for future updates, indicating the content creator's emphasis on audience engagement.
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- Company Overview: Inter & Co (NASDAQ:INTR) is an emerging company from South America that, despite not receiving high recommendations from analysts, has attracted investor interest due to its potential.
- Competitor Comparison: Compared to Nu Holdings, Inter & Co shows differences in market performance and investment appeal, with the latter receiving stronger market confidence reflected in analyst recommendations.
- Investment Advice: Although Inter & Co did not make it onto the Motley Fool Stock Advisor's list of the top 10 stocks, the stocks on that list have historically performed well, prompting investors to carefully assess its investment value.
- Market Performance Review: As of January 26, 2026, Motley Fool Stock Advisor's average return was 920%, significantly outperforming the S&P 500's 196%, highlighting the importance of selecting the right investment targets.
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- Record Client Growth: Inter & Co added a record 4.4 million active clients in 2025, bringing the total to 25 million, demonstrating the company's strong market appeal and rapid expansion of its customer base, which further solidifies its leadership position in Brazil's fintech sector.
- Credit Portfolio Expansion: The company's credit portfolio grew by 36% year-over-year, more than three times the growth rate of the Brazilian market, indicating Inter & Co's competitive strength and significant increase in market share, which will help drive future revenue growth.
- Profitability Improvement: The net interest margin (NIM) and risk-adjusted NIM reached record highs, increasing from 8.7% in Q4 2024 to 9.6%, reflecting the company's exceptional performance in risk management and profitability, thereby boosting investor confidence.
- Sustainable Profitability: The annualized return on equity (ROE) surpassed 15%, indicating the company's focus on disciplined execution and sustainable profitability, suggesting stable growth and investment returns in the future.
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