Capital City Bank names Williams-Ronan as Chief Retail Officer
- New Appointment: Alicia Williams-Ronan has been appointed as the chief retail officer of Capital City Bank.
- Successor Information: She succeeds Randy Lashua, who is set to retire on December 31 after 20 years with the bank.
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- Dividend Increase: Capital City Bank has declared a quarterly dividend of $0.27 per share, representing a 3.8% increase from the previous dividend of $0.26, indicating ongoing improvements in the company's profitability and boosting investor confidence.
- Stable Yield: The forward yield of 2.49% from this dividend provides investors with a relatively stable return, attracting attention from income-seeking investors in a competitive market.
- Payment Schedule: The dividend will be payable on March 23, with a record date of March 9 and an ex-dividend date also on March 9, ensuring shareholders receive their earnings promptly and enhancing their willingness to hold shares.
- Financial Transparency: Capital City Bank has provided a detailed dividend scorecard and yield chart, further enhancing the company's financial transparency and assisting investors in making more informed investment decisions.
- Earnings Per Share Growth: Capital City Bank reported a GAAP EPS of $0.80 for Q4, reflecting a 6.7% year-over-year increase, indicating stable profitability and boosting investor confidence.
- Revenue Increase: The bank's revenue reached $63.46 million, up 6.0% from the previous year, showcasing sustained growth in lending and deposit activities, which further solidifies its market position.
- Financial Health: The financial data indicates a strong balance sheet with good capital adequacy ratios, providing support for future expansion and investments, enhancing resilience in a competitive financial market.
- Dividend Performance: The bank's solid dividend scorecard reflects its commitment to shareholder returns, likely attracting more investors seeking stable income.

- Earnings Release Schedule: Capital City Bank Group will announce its fourth quarter and year-end 2025 financial results on January 27, 2026, before market opens, allowing investors to access the information via the company's Investor Relations website, ensuring transparency and timely information dissemination.
- Company Overview: As one of Florida's largest publicly traded financial holding companies with approximately $4.3 billion in assets, Capital City Bank Group offers a full range of banking services, including traditional deposits, credit, mortgage banking, and asset management, showcasing its diversified capabilities in the financial services sector.
- Historical Background: Founded in 1895, Capital City Bank currently operates 62 banking offices and 108 ATMs/ITMs across Florida, Georgia, and Alabama, reflecting its strong regional presence and extensive coverage in the market.
- Investor Relations: By providing financial results through its Investor Relations website, the company aims to enhance communication with investors, improve market confidence, and increase transparency, which could positively impact shareholder value.

- Earnings Release Schedule: Capital City Bank Group will announce its fourth quarter and year-end 2025 financial results on January 27, 2026, before market opening, allowing investors to access the information via the company's Investor Relations website, ensuring transparency and timely information dissemination.
- Company Overview: As one of Florida's largest publicly traded financial holding companies, Capital City Bank Group boasts approximately $4.3 billion in assets and offers a full range of banking services, including traditional deposits, credit, mortgage banking, and asset management, showcasing its diversified capabilities in the financial services sector.
- Historical Background: Founded in 1895, Capital City Bank currently operates 62 banking offices and 108 ATMs/ITMs across Florida, Georgia, and Alabama, reflecting its solid foundation and extensive reach in the southern market.
- Market Positioning: As a comprehensive financial services provider, Capital City Bank Group's diverse product offerings not only meet the varied needs of its clients but also enhance its strategic position in the highly competitive financial market.
Recognition of Capital City Bank: Capital City Bank has been named one of American Banker's "Best Banks to Work For" for the 13th consecutive year, ranking #37 overall and #8 among banks with assets between $3 billion and $10 billion in 2025, showing significant improvement from the previous year.
Commitment to Employee Development: The bank emphasizes the importance of its associates, offering a comprehensive benefits package and initiatives like The Spotlight and Navigator to enhance employee engagement and support both professional and personal growth.
Evaluation Process for Rankings: The "Best Banks to Work For" rankings are determined through a two-step evaluation process, which includes assessing workplace policies and conducting associate surveys, with the latter accounting for 75% of the total score.
About Capital City Bank Group: Capital City Bank Group, Inc. is a major financial holding company in Florida, providing a wide range of banking services and operating 62 banking offices across Florida, Georgia, and Alabama.
Earnings Performance: Capital City Bank (CCBG) reported quarterly earnings of $0.93 per share, exceeding the Zacks Consensus Estimate of $0.87 and showing a year-over-year increase from $0.78. The earnings surprise was +6.90%, and the bank has surpassed consensus EPS estimates in all four quarters over the past year.
Revenue Growth: The bank's revenues for the quarter reached $65.89 million, surpassing the Zacks Consensus Estimate by 4.09% and increasing from $59.72 million a year ago. CCBG has also topped revenue estimates in each of the last four quarters.
Stock Outlook: Despite an 11.8% increase in shares since the beginning of the year, CCBG has underperformed compared to the S&P 500's 14.5% gain. The stock currently holds a Zacks Rank #3 (Hold), indicating expected performance in line with the market.
Industry Context: The Banks - Southeast industry, to which CCBG belongs, ranks in the top 27% of Zacks industries, suggesting a favorable outlook. Investors are advised to monitor earnings estimate revisions and industry trends, as these factors can significantly impact stock performance.




